Lebaron only counts the days. The moment of Eid is definitely done, of course going home to my hometown. However, going home requires a lot of money. Well, a 24-hour liquid online loan can be a shortcut.
Compared to borrowing money from the bank for homecoming costs, online loans can offer a much faster and easier process.
Now loan applications can be made through the application on your smartphone. So, prospective debtors do not need to leave the house or queue for a long time at the bank.
But behind the convenience offered, this online loan also has a number of risks. One of them is the risk of fraud in online loans. Debtors can be trapped on a loan offer with a very large interest without prior information.
Therefore, it is important to ascertain whether the online loan service has been registered with the Financial Services Authority (OJK) or not.
In order for you to avoid online loan services, here are 5 trusted, secure, registered OJK and 24-hour liquid loan applications that can be selected.
Also read: 6 Advantages of Online Money Loan Applications
5 24 Hour Liquid Online Loan Application
1. My name is
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Online credit Tunaiku from Amar Bank provides loan funds of up to Rp 20 million without the need for collateral. The decision-making process is only 24 hours, and the fund disbursement process is only 3 working days. The tenor offered is a maximum of 20 months.
One of the keys for you to not be immediately rejected is to wait until the submission process is complete. Don't apply for a loan at Tunaiku many times. Because, even if you submit on a different website, the system at Tunaiku can still read your data. If there is the same data, then you have to wait 60 days to be able to file again.
Therefore, it is important to follow the procedures if you want the loan application process to run smoothly.
Terms:
The loan nominal is between Rp. 2,000,000 to Rp. 20,000,000
The only capital ID card
Tenors between 6 months - 20 months
Interest rate is 3% per month
The late interest of 0.16% per day
Duration of the 24-hour submission process
Disbursement of funds 3 working days
The age limit of 21 - 55 years
Minimum income of IDR 2,000,000 per month
2. Smart Credit
online loan application
Smart Credit is an online loan application without a pay slip for those of you who need fast funds. With this unsecured loan, you can get funds with only a KTP and cellphone.
Previously, you need to fill in personal data in this application. Then, wait for the verification process regarding your data to be completed and the funds will immediately flow into your account. Through Smart Credit, your loan application will not be charged with anything.
You can also choose the type of loan with a tenor of 14 days, 30 days, up to 3 months according to your needs.
Terms:
The loan nominal is between Rp. 500,000 - Rp. 2,000,000
Only capital of ID card and selfie with KTP
Tenor between 14 days - 3 months
0.5% interest per day
Disbursement of funds in a short time
Minimum age of 18 years
For the entire population of Indonesia
Income conditions
Also read: What is an Online Money Loan Application? Which are Registered at OJK?
3. Credit agreement
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Only by attaching the application form and uploading your document photo on the Credit Speed website, you can get additional funds in 24 hours. It doesn't matter where you are, after the application is submitted and the document is received, the credit accelerator will call you for verification. Then you can simply transfer the verification fee, then the money will be sent to your bank account.
After getting a loan, installment payments can be made easily and comfortably. You can do this through internet banking, ATM or bank teller.
Terms:
The maximum loan amount is Rp. 8,000,000
24-hour-long process
1% interest per day
Ten 5 to 30 days
The liquid in 24 hours
Minimum age of 22 to 52 years
Employment of employees and entrepreneurs
For the entire population of Indonesia
Minimum income of IDR 3,000,000 per month
4. Cashwagon
Online loan application without cashwagon paychecks
CashWagon is also one of the providers of loans without collateral and salary slips. They claim to be an online loan application that can be liquid immediately in minutes (30 minutes).
The requirements and documents needed to apply for a loan in this application are (1) Ages 22 - 60 years and (2) Certain employees or Professionals with a fixed income; (3) No need for documents to be submitted.
You only need to fill in the following information: (a) Personal information and (b) Your bank account information for transfers.
Terms:
Loan nominal is between IDR 500,000 - IDR 5,000,000
Tenors range from 10 to 40 days
The first FREE loan program is available
1% interest per day
Duration of the 24-hour submission process
Minimum age limit is 20 years and the maximum is 60 years
Employee or professional work
For 28 cities in Indonesia
Minimum income of IDR 2,000,000 per month
5. DBS Telkomsel
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This type of online loan is designed for those of you who have become Telkomsel customers for more than 90 days.
DBS Bank cooperates with Telkomsel to provide long-term loan funds with mild conditions. In addition, this product is one of the loans offered by banks with the requirements that applicants do not need a credit card to do the application.
Loan funds offered range from Rp. 3 million to Rp. 10 million, you can get it simply by sending an SMS to 2000 by typing DBS <space> NAME <space> AD.
Terms:
Loan nominal is Rp. 3,000,000 to Rp. 10,000,000
Interest starts from 1.99% per month
Tenors 6 months to 30 months
Ages 21 - 55 years old
The liquid in 3-7 working days
Minimum income of IDR 3,000,000 per month
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